Many assume that acquiring life insurance is unnecessary because of the need for more knowledge about its importance and great benefits. Through life insurance, in the event of an unexpected event, your family will have financial protection in case you cannot be responsible.
You will have peace of mind knowing that nothing will be needed. In addition, there are life insurances that offer additional services that you can enjoy in the present.
It is key to remember that life insurance allows economic support to the designated beneficiaries in case of a death, or depending on the case, it can also cover disability, serious illness, or accident of the insured person.
What is the importance of life insurance?
On another occasion, we have shared that life insurance can be considered an act of love towards the couple, the children, and the family; This product will protect your loved ones in case something happens, and you cannot fulfill your duties.
That’s right. Generally, the children, spouse, or parents receive the insured capital, or sum of money, according to the life insurance purchased. It is clear that the most precious thing there is life and family; for this reason, there is no doubt to be calm that those who love will have everything covered if one day it is necessary.
What is Life Insurance?
It is a reliable economic source to solve unexpected situations for the person who takes it and its beneficiaries. Yes, it is a way to protect and secure the family’s future when the person vouches for it and provides income but cannot take care of it.
Life insurance is a product-that allows you “to guarantee the economic stability of your family in the event of your death or lack of income caused by a disability or illness that prevents you from performing tasks that generate income,” according to the union entity of the insurance sector in Colombia.
Why buy Life Insurance?
It is essential to review some reasons and benefits of life insurance. Let’s look at a few:
Have a savings plan
Thanks to the payment of a premium, profitability is obtained for savings. If the policyholder dies, their beneficiaries receive the accumulated savings. In other cases, saving is long-term and can supplement retirement.
Cover the risk of death, disability, illness, or disability
We are still determining when something that puts life at risk will happen, so it will always be better to decide today and not leave the matter for later.
Securing the future of children
Rest assured that your education and maintenance will be covered in a situation that is not expected.
Support in funeral expenses
When you are saying goodbye to your loved one, you need to have zero worries about the money that must be canceled. The importance of life insurance is that it serves to have this process under control.
Benefits to enjoy now
According to the Life Insurance acquired, you can take advantage of services and assistance transportation to the airport, prenatal check-ups on the day of delivery, emergencies during a trip abroad, and many more, depending on the coverage and clauses of the affiliation.
Protecting and ensuring the family’s future and having economical support are the main reasons for life insurance, especially in these times of high risk for doctors and health professionals.
We care about the well-being of everyone, so we invite you to review the most convenient life insurance for you and your family.