Health insurance is an excellent complement to public health if we want the best possible assistance for our family and us at any time or event of any unforeseen health event. And it has many advantages. Here are the top ten benefits of having health insurance.
Free choice of the medical center and specialist
The first benefit of health insurance is the free choice of the medical center and specialist for any situation. Hiring health insurance allows us to choose between a large medical staff, the center, and the specialist we want, either because it offers us confidence, because of its prestige, or because of the proximity of home or work… And in case of any doubt, we can request a second medical opinion for the diagnosis of a disease or surgical interventions, which gives us extra peace of mind.
Innovative and quality medical treatments
The next advantage of having health insurance is that private healthcare offers quality service, highly trained professionals, access to state-of-the-art treatments, equipment, and techniques, and a wide variety of complementary therapeutic options.
Reduced waiting times
One of the most valued advantages of medical insurance is that it reduces the time and waiting lists when performing diagnostic tests and having the results (in private health, the average is eight days compared to 47 for public health). In addition, a specific health problem allows us to directly request an appointment with the specialist of our choice without having to go through the family doctor.
The waiting times in the emergency services of health insurance are also reduced since the waiting rooms are not so crowded, and we can receive the attention we need sooner.
Flexibility and comfort
The extensive medical staff of health insurance offers excellent flexibility of schedules that facilitates compatibility with work and personal life. And when it is not possible, or it is not necessary to go to the medical center or the consultation, we have at our disposal 24-hour telephone assistance services, assistance through a mobile app, home doctor, and emergency services so that we can consult any questions related to diseases, treatments, etc. Many insurances have psychological and pediatric telephone guidance, even depending on the policy.
Different modalities and benefits
Another clear advantage of health insurance is that it can be adapted to your needs. It allows you to choose between different modalities and benefits according to your personal and family situation, budget, etc. In addition, if you are self-employed, you have tax advantages.
More comfortable hospitalization
In case you need hospitalization, another benefit of health insurance is that having insurance allows you to have your private room with an additional bed for a companion to help you in the most comfortable way, which offers us more peace of mind and can facilitate recovery.
National and international coverage
If you need it and are traveling, you can go to centers throughout the country with health insurance. In addition, many include international coverage, which offers assistance in virtually any part of the world, compared to public health, which gives it only in countries associated with the European Health Insurance Card.
Compatibility with public health
Having private health insurance does not prevent access to public health. If you want to go to a public health center for consultation, treatment, or hospitalization, you can combine it without any problem.
Prevention Coverage
Medical insurance, in addition to treatments, offers prevention coverage, such as check-ups and preventive tests for the early detection of health problems. And preventive medicine is critical because it can prevent the appearance and spread of diseases and reduce the need for treatments and other more expensive health actions.
Other coverages
The last benefit of health insurance is that according to the modality contracted in your insurance, you also have other coverages, such as dental insurance, with a wide variety of services included, and wellness services, such as psychology, speech therapy, acupuncture, physiotherapy, rehabilitation.
Agile and quality health care offers a lot of peace of mind when we want to protect our health and the whole family, but it is essential to know that not all health insurance is the same. Raise your priorities and value the one that best meets your needs.
Discover why MGC Mutua is the best option for your family’s health
MGC Mutua’s health insurance includes complete coverage and a wide range of medical staff. It is complemented, in addition, with a wide range of services that guarantee our associates comprehensive and immediate attention. Among others:
- It has an extensive medical staff throughout Spain that has, only in Catalonia and the Balearic Islands, more than 10,000 professionals, centers, and clinics.
- Hospitalization worldwide, up to € 42,000, for unique treatments outside the picture.
- Travel assistance coverage is valid worldwide.
- Medical video consultation service through the MGC app
- Spain Mutua is a new office concept that offers extra services of interest to the whole family free of charge.
- Personalized health maintenance plan, with a specific initial medical review and tailor-made prevention plan.
- Comprehensive cancer care, including medications and therapies that other companies do not cover.
- Insurance dental. Primary dentistry is covered, and the rest is at exceptional prices.
In addition, MGC Mutua is more than a health insurer. During its 38 years of experience, in addition to the quality and variety of its services, it has also distinguished itself by a series of values that make it different from other companies, such as allocating the benefits obtained to the expansion and improvement of coverage and services. Thus, year after year, it incorporates new diagnostic and therapeutic techniques that help the less invasive treatment of diseases.